Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # PHOCUS FINANCIAL Phoenix AZ Financial Planning & Advisory ## Sitemaps - [XML Sitemap](https://phocusfinancial.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Regulation Best Interest: Government Guidelines and Updates](https://phocusfinancial.com/regbi-updates/) - In our ongoing commitment to keep you informed with the most recent changes in our industry and any new regulations that govern how we provide investment recommendations to you, we wanted to provide the most recent updates under the “Regulation Best Interest” (or “Reg BI”) guidelines from the U.S. Securities and Exchange Commission (or “SEC”). ## Pages - [Home](https://phocusfinancial.com/) - We assist in financial, investments, insurance, tax and estate planning strategies for at-retirement families, business owners & public service sector workers. - [Team](https://phocusfinancial.com/team/) - At our core, we are passionate about you and your success. As a one-stop-shop company we have spent time thinking about you. - [Esther Friend](https://phocusfinancial.com/team/esther-friend/) - Esther has been married for 43 years to Randy. They have 4 children and 6 grandchildren. - [Olivia Nunley](https://phocusfinancial.com/team/olivia-nunley/) - [Pension Team](https://phocusfinancial.com/phocus-public-pension-services/pension-team/) - [Retirement Team](https://phocusfinancial.com/phocus-retirement-services/retirement-team/) - [Financial Team](https://phocusfinancial.com/phocus-financial/financial-team/) - [Morgan Keil](https://phocusfinancial.com/team/morgan-keil/) - [Jennifer Rusk](https://phocusfinancial.com/team/jennifer-rusk/) - [Beau D. Sheedy](https://phocusfinancial.com/team/beau-sheedy/) - [Tyler Grantham](https://phocusfinancial.com/team/tyler-grantham/) - [Lanaya Ewald](https://phocusfinancial.com/team/lanaya-ewald/) - [Clayton Janson, CFP®, AIF®](https://phocusfinancial.com/team/clayton-janson/) - Clayton Janson is a CERTIFIED FINANCIAL PLANNER™ professional, Accredited Investment Fiduciary and Retirement Planning Specialist who serves Arizona and beyond. - [Resources](https://phocusfinancial.com/resources/) - [Seth D. Fink](https://phocusfinancial.com/team/seth-d-fink/) - [Phocus Retirement Services](https://phocusfinancial.com/phocus-retirement-services/) - [Public Service Administrators](https://phocusfinancial.com/phocus-public-pension-services/public-service-administrators/) - [Erin Vega](https://phocusfinancial.com/team/erinvega/) - [Tax Planning Strategies](https://phocusfinancial.com/phocus-financial/tax-planning-strategies/) - [Estate Strategies](https://phocusfinancial.com/phocus-financial/estate-strategies/) - [Mason Turnen](https://phocusfinancial.com/team/mason-t/) - Kyle was born and raised in Southern California before moving up to Boise, Idaho. While in Idaho he attended Boise State University where he earned a degree in Business and where he began his career in Finance. - [Kyle Heron](https://phocusfinancial.com/team/kyle-heron/) - Kyle was born and raised in Southern California before moving up to Boise, Idaho. While in Idaho he attended Boise State University where he earned a degree in Business and where he began his career in Finance. - [Angela Jones](https://phocusfinancial.com/team/angela-jones/) - Angie is a proud third-generation Arizonian who has called the Grand Canyon state home her entire life. - [We want to connect with you](https://phocusfinancial.com/connect/) - [Participant Engagement and Education](https://phocusfinancial.com/phocus-retirement-services/participant-engagement-and-education/) - [Mallory Tower](https://phocusfinancial.com/team/mallory-tower/) - [Investment Advisory Services](https://phocusfinancial.com/phocus-retirement-services/investment-advisory-services/) - [401(k) Fiduciary Services](https://phocusfinancial.com/phocus-retirement-services/401k-fiduciary-services/) - [Financial Planning](https://phocusfinancial.com/phocus-financial/financial-planning/) - [About Us](https://phocusfinancial.com/about-us/) - [ASRS](https://phocusfinancial.com/phocus-public-pension-services/public-service-administrators/asrs/) - [PSPRS](https://phocusfinancial.com/phocus-public-pension-services/public-service-administrators/psprs/) - [ASRS Retirement Preparation](https://phocusfinancial.com/phocus-public-pension-services/asrs-retirement-preparation/) - [Phocus Public Pension Services](https://phocusfinancial.com/phocus-public-pension-services/) - [Marlin Wells](https://phocusfinancial.com/team/marlin-wells/) - [Steven E King](https://phocusfinancial.com/team/steven-king/) - [Stephen Mattoon](https://phocusfinancial.com/team/stephen-mattoon/) - [Contact Us](https://phocusfinancial.com/contact-us/) - [Julia Cook](https://phocusfinancial.com/team/julia-cook/) - [Phocus Financial](https://phocusfinancial.com/phocus-financial/) - [Key Person Programs](https://phocusfinancial.com/phocus-financial/key-person-programs/) - [Executive Benefits](https://phocusfinancial.com/phocus-financial/executive-benefits/) - [Business Succession Planning](https://phocusfinancial.com/phocus-financial/business-succession-planning/) - [Retirement Income Distribution](https://phocusfinancial.com/phocus-financial/retirement-income-distribution/) - [Insurance Analysis](https://phocusfinancial.com/phocus-financial/insurance-analysis/) - [Education Planning](https://phocusfinancial.com/phocus-financial/education-funding/) - [Public Service Educators](https://phocusfinancial.com/phocus-public-pension-services/public-service-educators/) ## Categories - [Compliance](https://phocusfinancial.com/category/compliance/)